Archive for the ‘Personal Finance’ Category

Should I purchase an immediate annuity at my age 77, or perhaps long term care insurance? Income $2000 month?

marcysbc asked:

Or, should I buy an immediate annuity? Home value $200,000, mortgage free. CDs $150,000. Paid-up burial policy and $5,000 life insurance policy. No debts except usual household expenses and home maintenance. Disabled son lives with me.


Is a whole term life insurance with a retirement plan a good idea?

Larhonda C asked:

I had a meeting with and finace agent about geting my retiriment ready and he tried to sell me whole insurance with retirirment I have term insurance right now


Where to Find Really Cheap Health Care Insurance?

Ler asked:

I know a lot of sites that offer health insurance, but need to know really cheap health care insurance.Thank you in advance.


What kind of life insurance is better for me, term insurance or permanent insurance?

Nathan S asked: Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I’m in my late 40’s, have [...]


How can assets be protected from the expense of long-term health care?

vs1958 asked: My mother is 75 and in declining health. She is worried about the possibility in the future of long-term health care in a nursing home taking her life savings. What is the best legal way to protect one’s assets from this situation?