Long Term Care Insurance

blondie 8591 asked:

Our employer is offering unum ltc insurance at a group rate. For a 47 year old, 4 yr coverage @ 4k, monthly premium is $20.30. When I chose the compounded option, monthly premium jumps to $59.10.
I called they company and they said it is compounded at 5% per year.
My other thought was [...]

Mark asked:

age? my company is going to get a group rate for us. i work with older people in their 50’s and they lobbied for this. would it make any sense for me to pick up a policy like this at my age? they did say you can take money out early in the [...]