Long Term Care Insurance

The fed up matthew™ asked:

What if I have enough money to pay for any medical expenses so I don’t need health insurance, don’t work because I’m retired, and therefore don’t pay an income tax. The way its shaping up I would be charged a tax penalty for not having health care and be a [...]

Average College Student asked: Everyone is familiar with how car insurance works. Its available to all. Its pretty cheap. They can’t drop you from coverage even if you are a drunk driver. Once you have a accident they dont raise you rates too much.
Why can’t health care be more like [...]